I am 75 + My wife 70- we are here in New York from 2005.--We do Not find any discomfort.Of course we have Metro ( train) and very good Bus service--well connected to the nook and corner.Our two Children and their families take care of us well.Week-ends they take us to Hindu temple,Beach in Summer and other out-stations.To be with children and grand children is "FUN," as Americans say.I have developed friends among Jews,African-American,Irish gentlemen--my wife has developed friends among Russian--Italian ladies.It is O.K---.Senior citizens get FREE Meicare including Medicines.In Chennai when we Two were living there was a lot of problems for Water--Electricity--Gas cylinder etc.Even though I had a Maruthi car petrol was Rs 40/=per litre.--i do not know what is the price now .--Somayaji.