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**Big A** · 09-10-2012, 12:21 PM

me always operate on this equation: income - savings = expenses
Tuan, is this ok?

in a debt driven world economy, you will be the loser. Most people think save money and wait for timing to invest will invariably lose to a person who borrows when the timing is right and cheap and invest. If you borrow at 2% to buy something that gives a 5% return, you will be ahead of the guy that buys after he accumulates the capital - by then it will be more expensive to buy then now. The maths is simple as is this single case example. Problem comes when this is done on a larger scale and international level. USA is best at playing this as their currency is defacto international currency. Your forefathers came here save by penny to play the property game building shit houses and selling double and triple the price. That was easy as the people in SE Asia are very laid back and happy with a full stomach of lucious food. This is now superseded by the US MLM method that is creating debt internationally to fund their capture of assets by others. In the US, you buy a farm and break your bread to till it. A company borrows at a nice low interest rate and buys over your farm and makes you his slave
and takes over your rates of return - how cool is that? Ultimately, the entire whole will suffer, but not the few rich, unless you start a revolution and take back the wealth from them and redistribute wealth to recalibrate. However, entire wealth still has suffered though everyone is now more or less equal at a lower plane. But you know a piece of bread and water is what you need to get by everyday.

09-10-2012, 12:21 PM	#6
Big A Join Date Oct 2005 Age 50 Posts 4,148 Administrator	me always operate on this equation: income - savings = expenses Tuan, is this ok? in a debt driven world economy, you will be the loser. Most people think save money and wait for timing to invest will invariably lose to a person who borrows when the timing is right and cheap and invest. If you borrow at 2% to buy something that gives a 5% return, you will be ahead of the guy that buys after he accumulates the capital - by then it will be more expensive to buy then now. The maths is simple as is this single case example. Problem comes when this is done on a larger scale and international level. USA is best at playing this as their currency is defacto international currency. Your forefathers came here save by penny to play the property game building shit houses and selling double and triple the price. That was easy as the people in SE Asia are very laid back and happy with a full stomach of lucious food. This is now superseded by the US MLM method that is creating debt internationally to fund their capture of assets by others. In the US, you buy a farm and break your bread to till it. A company borrows at a nice low interest rate and buys over your farm and makes you his slave and takes over your rates of return - how cool is that? Ultimately, the entire whole will suffer, but not the few rich, unless you start a revolution and take back the wealth from them and redistribute wealth to recalibrate. However, entire wealth still has suffered though everyone is now more or less equal at a lower plane. But you know a piece of bread and water is what you need to get by everyday.
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