[RonPeeredob]

Thanks Aloka - D .... I think the problem was that my internet explorer needs updating, and somehow I have the link working now.

This section from the essay highlights for me how in order to gain the intended meaning ( in this instance regarding the role of developing our concentration through meditation practce ) we need to consider the whole picture not just a literal reading. As Venerable Bhikkhu Bodhi explains, and as Element has assisted me to understand what is needed is:

" greater sensitivity to context, sensitivity guided by acquaintance with a wide assortment of relevant texts.
Further, if we do opt for the literalist approach, then, since the passage simply inserts the formula for the four jhānas without qualification into the definition of the concentration faculty, we would have to conclude that all noble disciples, monks and lay followers alike, possess all four jhānas, not just one.
Even more, they would have to possess the four jhānas already as faith-followers and Dhamma-followers, at the very entry to the path.
This, however, seems too generous, and indicates that we need to be cautious in interpreting such formulaic definitions.
In the case presently being considered, I would regard the use of the jhāna formula here as a way of showing the most eminent type of concentration to be developed by the noble disciple.
I would not take it as a rigid pronouncement that all noble disciples actually possess all four jhānas, or even one of them. "

My own position is that I would not presume to know - however, I have made significant progress from developing regular meditation ( daily ) and benefit greatly from silent/ solitary retreats.