[BoarmomorurrY]

Hi,

Thanks for the feedback. It is greatly appreciated. I went to visit the Thai Embassy in my country and tried to seek advice as well. I was attended by a local Singaporean (to my surprise, i expected a Thai)

He told me that in Thailand, they can jail you over money borrowing matters. Reason being that since you signed, you are liable. He also mentioned he had a friend who went to jail for 6 months due to being a guarantor as well, where the borrower defaulted.

However, i was not entirely convinced by what he said, to be honest. He was not very detailed as well, and didn't mentioned anything about paperwork, legal vs civil proceedings etc. Only mentioned to me that probably might be best to seek negotiation over repayment.

I am more inclined to think that way as well. If they jailed her, the company gets nothing as well in terms of monetary value. It seems to be slight scare tactics but what astonishes me is that my girlfriend says and believes that in Thailand, you can be jailed for these matters and so did that guy from the Embassy. If this is indeed true, wow.....

Well, i'll speak with her and hopefully she can seek some legal aid centre or get more help. I do think they are using jail to scare her to pay back asap.

Thank you. Welcoming more feedback/input as well ~