[NutChusty]

If you earn $1 a day or earn 10 thousand dollars a day, if your personal consumption is more than your income, your going to get your self in financial strife. Financial strife occurs due to poor financial management, it's got nothing to do with how much you earn. Personally I could live off scavenging threw garbage bins for food and sleeping under shop awnings if I had no money, so there are no excuses. The biggest problems are coursed by schools spending to much time on teaching people irrelevant things like Geography over personal financial management.