The higher the yield, the bigger the risk! Property is no different from any other kind of investment. If you really think that real estate will always increase and never fall in value, you should revisit the market crash in 1992. Balwyn, Kew, Camberwell, Malvern, Toorak and Brighton are all blue ribbon suburbs. Yet they all succumbed to the collapse in 1992. I am not saying property will collapse soon. Just be aware that there is a risk factor to all kinds of investments.