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is there any reason not to have a negative balance on my credit card?
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08-16-2011, 10:39 AM
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zilsolley3
Join Date
Oct 2005
Posts
446
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I use my credit card because it gives me security on my purchases, it gives me bonuses, and it gives me 30 days of time to pay it without interest. I don't see any reason why I should use my debit card (essentially the same card) that gives none of these benefits.
Just have to pay what I spent every time. I guess that why it's not too good for everyone with no control, but if you can control yourself, I figure it's the best way to go.
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