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**wrewsTear** · 09-21-2012, 04:52 PM

a lesson to all of us here: HEALTH INSURANCE. it is a must, really.
and a word of warning: theoretically insurance covers emergencies 100% (up to a certain amount, that may be very small). but what happens is that insurance companies look to getting away from paying ("you had this accident intentionally, you!") and the hospitals look for charging you as much as possible (see the 200.000 pesos in this case).
even in the emergency one pays for EVERYTHING: gasa and bandages, each and every medicine, syringes, catheters, IVs, you name it. and, as can be seen here: sometimes one has to wait. so beware. if NOT an emergency do not use this clause, go directly to the specialist.

09-21-2012, 04:52 PM	#21
wrewsTear Join Date Oct 2005 Posts 401 Senior Member	a lesson to all of us here: HEALTH INSURANCE. it is a must, really. and a word of warning: theoretically insurance covers emergencies 100% (up to a certain amount, that may be very small). but what happens is that insurance companies look to getting away from paying ("you had this accident intentionally, you!") and the hospitals look for charging you as much as possible (see the 200.000 pesos in this case). even in the emergency one pays for EVERYTHING: gasa and bandages, each and every medicine, syringes, catheters, IVs, you name it. and, as can be seen here: sometimes one has to wait. so beware. if NOT an emergency do not use this clause, go directly to the specialist.
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