[eliniaguilefp7m]

i have also found myself in this situation. my family members are having financial problems yet i have, as yet, been spared of this experience. on the contrary, things are going very well for me. i find myself feeling guilty that i have been having such good luck and they haven't. i try to help them as best i can but it seems that the problems they are having stem from the way they live their life and the choices they make. basically, serving self rather than others... thank you for all your insights into this matter.

marlene