If you ask me, the (cue the music) "health care crisis" (end music) is alot of crap. I went without health insurance for most of my 20's and early 30's by choice. I was eligible for coverage with my employer for a $50 a month payrolll deduction. Yet, I made the choice not to be covered and saved the $600/year instead. Lots of my peers did the same thing too. Yet, to the gov't we were the, gasp, UNINSURED !!! Oh my! Personally, I wasn't worried because I was healthy as a horse and spent most of my free time playing sports, running marathons, etc... at the time, I would rather keep the $$$$, and that is what I did. I would guess that a good majority of today's 'uninsured' are in similar situations and choose not to be covered. Can you imagine health care run by the DMV or IRS??