[funnyPasds]

The world is full of double standards. Especially your quotes in your signature.

there is no double standard in my qoutes. Yogi Berra was talking about who was going to win next years world series. Predicting the winners of specific sporting events in the future, like the winner of the world series, is very hard to do with any accuracy. The outcome of these types of events is random. That's why people wager on these things.

Trends however, especially for specific individuals, are very predictable. EXAMPLE: If you save and invest 10% of your earnings from every paycheck going forward and don't spend it, you will have money in the future in the event of an emergency. The higher the percentage of your income that you save, and the longer the time period, the more of a safety net you will create for yourself.

BUT, If you choose not to save any percentage and instead spend all the money you earn, you are making the decision to become a victim in the event of a catasrophe. Therefore it is your choice. Always.

You will probably say " but my bills take all of my check", or "I can't afford to save any money". To that, I say bullshit. Those are excuses. There are areas that you can cut back on, always. Start with cable TV, or your cell phone, or clothing, dry cleaning, dinners out, cigarettes, booze, Lottery tickets, etc. These are all discretionary spending choices. Your choices control your future. You make your own choices. Therefore you are responsible for your future. Always.

PS= When you take total responsibility for everything that happens in your life, your life will become 10 times better. trust me, I know.