Are you sure this is the proper way to handle handicaps? My understanding is each player gets their strokes and it is not a net difference of handicaps. It would probably work out the same either way, but I believe the correct way is player A gets 15 strokes and player B gets 3. It's explained in Rule 9 of the USGA Rules of Golf, but I got a little confused when reading thru it. http://www.usga.org/Rule-Books/Handi...anual/Rule-09/