DiscussWorldIssues - Socio-Economic Religion and Political Uncensored Debate - View Single Post - How do my fellow onions manage their living expenses

**Clilmence** · 09-18-2010, 04:49 AM

I'm just curious, as I've been struggling with keeping my finances in order, what stuff is "necessary" to you onions? here's a breakdown of my monthly spending, just curious where people think cuts could be possible or how their spending is-

$100 - Savings
$100 - Roth IRA
$665 - Rent
$45 - Student Loan (soon to be taking over more)
$240 - Lunch Money
$160 - Groceries
$50 - Laundry
$90 - Phone
$40 - Haircut
$80 - Electricity
$80 - Gasolina
$50 - Car Insurance
$18 - Netflix
$353 - Car Loan
$290 - Credit Card Payments
$100 - Engagement Ring Fund
$30 - Gym Membership
$32 - DSL Internet
$200-300 - Spending Cash / Living Expenses

If you want advice, i'd start with that $260 lunch fund. put that into your grocery fund and take lunches with ya. $90 for phone is crazy, are you using both cell and landline?. Haircut if you don't mind go buy a $80+ shaver and do it yourself or find a friend. Is netflix really that important? Try to put more money into your credit card payments and ditch that interest!.

thats what I would do.

09-18-2010, 04:49 AM	#12
Clilmence Join Date Nov 2005 Posts 421 Senior Member	I'm just curious, as I've been struggling with keeping my finances in order, what stuff is "necessary" to you onions? here's a breakdown of my monthly spending, just curious where people think cuts could be possible or how their spending is- $100 - Savings $100 - Roth IRA $665 - Rent $45 - Student Loan (soon to be taking over more) $240 - Lunch Money $160 - Groceries $50 - Laundry $90 - Phone $40 - Haircut $80 - Electricity $80 - Gasolina $50 - Car Insurance $18 - Netflix $353 - Car Loan $290 - Credit Card Payments $100 - Engagement Ring Fund $30 - Gym Membership $32 - DSL Internet $200-300 - Spending Cash / Living Expenses If you want advice, i'd start with that $260 lunch fund. put that into your grocery fund and take lunches with ya. $90 for phone is crazy, are you using both cell and landline?. Haircut if you don't mind go buy a $80+ shaver and do it yourself or find a friend. Is netflix really that important? Try to put more money into your credit card payments and ditch that interest!. thats what I would do.
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