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**nerohedfrs** · 12-18-2009, 06:59 AM

I would think that's the point, as it would probably be a lot more profitable for a company to be carrying less people as long as those people actually do pay their bills. Less people need to be carrying balances and actually buy things when they can, like people were doing before there was such a thing as credit cards. I have use for one, but keep it paid off every month and use it only when I feel I can afford to or when I need to for that extra unexpected cost or item. My card is at 9.24% and has been for the last 2 years, as I assume they do not consider me a risk.

I've had rates raised, and I'm super-prime, as far as credit rating is concerned.

12-18-2009, 06:59 AM	#5
nerohedfrs Join Date Oct 2005 Posts 563 Senior Member	I would think that's the point, as it would probably be a lot more profitable for a company to be carrying less people as long as those people actually do pay their bills. Less people need to be carrying balances and actually buy things when they can, like people were doing before there was such a thing as credit cards. I have use for one, but keep it paid off every month and use it only when I feel I can afford to or when I need to for that extra unexpected cost or item. My card is at 9.24% and has been for the last 2 years, as I assume they do not consider me a risk. I've had rates raised, and I'm super-prime, as far as credit rating is concerned.
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