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Old 12-18-2009, 07:18 AM   #7
WaicurtaitfuT

Join Date
Oct 2005
Posts
420
Senior Member
Default
Yes and no. They don't want just people like you so much who pay off the entire amount. For starters they make over $15 billion a year just off of late and over limit fees! and they like people who carry a balance because they can charge them those interest rates.
Ive heard that CC companies actually WANT to have ppl with high balances and ppl who cant make payments on time, and thats cuz of what you mentioned about the 15B a yr in BS fees
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