[HawksBurnDown]

Writes lots of stuff

Yes but not everyone has common sense. Just like the guy who made this thread. Anyone can get a credit card and take out a few bucks and pay it back on time without having to pay interest. Than they become to confident and start taking out larger sumps of money until finally they end up one day taking out more than they can afford and they get screwed.

And I really don't understand this protection stuff on credit cards and debit cards. I ONLY buy stuff that I'm aware off, if someone steals my debit card than its as easy as ringing one number and getting my debit card automatically canceled, if I'm getting money debited out of my bank account than they can ONLY take out as much money as I allow them too, and if I take out cash from an ATM and it gets stolen than its my own fault. But I try not to carry any more than $100 on me though its usually much less than that. And only ever have more in cash when I'm making a large purchase.

This also applies for me if I were to go over seas too. Not that I've ever been over seas