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**ElectraDupu** · 05-13-2008, 03:21 PM

On a side note, there are quite a few people who have bought things on "0" percent interest (plus additional costs, of course). When you see offers like that, you should really be trying to offer cash for a discount - you'd be surprised how much you can get off when you wave cash in their face - best I've done was 17.5%. This can be much better than 0% over the payment period unless you've a really good interest rate AFTER TAX*.

*Remember, a penny saved is better than a penny earned as you're not taxed on it.

05-13-2008, 03:21 PM	#7
ElectraDupu Join Date Oct 2005 Posts 428 Senior Member	On a side note, there are quite a few people who have bought things on "0" percent interest (plus additional costs, of course). When you see offers like that, you should really be trying to offer cash for a discount - you'd be surprised how much you can get off when you wave cash in their face - best I've done was 17.5%. This can be much better than 0% over the payment period unless you've a really good interest rate AFTER TAX. Remember, a penny saved is better than a penny earned as you're not taxed on it.
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