DiscussWorldIssues - Socio-Economic Religion and Political Uncensored Debate - View Single Post - Why Dont I get approved for Credit cards ?

**NeroASERCH** · 12-24-2007, 05:03 PM

well it seems like I dont get approved for any credit cards or they dont seem to want to raise my limit. I tryed applying 2x for amex, once like 3 months ago and again today. Both times I got declined. I have a rewardzone master card from hsbc and a discover card, one has a $500 limit and the other a $400 limit, I called in the other day to try and get the limit raised for some holiday shopping, and get declined...I dont get it. I pay off my cards in full every month, have had them for about 7 months, and also its not like I'm in debt, I have a considerable amount of money in savings/investments....wtf ??? could it be my age ? I'm 18 ? a couple people I've talked to say thats it...but I dunno...I'm getting pissed...

hey! Where in rockville do you live?

I'm at the kentlands in Gaithersburg!
It's because you havent had your cards long enough and your 18. They start to "get" you credit cards around 20/21. I'm 23 now and I've had debt with my bank of america credit card for 2 years but I'm 600 dollars away from paying it off! So excited

I never had a late payment.. I used to burn my money really fast just going out with friends to the clubs/bars. Oh since I've been with bank of america they started me at 7,500 credit limit.. im at 25,000 now. I don't understand why.

after I pay it off i'm going to cancell it ..... I just want a credit card with a 550-750 limit. I only need a credit card for emergency. I've learned my lesson and thank god I have not damaged my credit.

12-24-2007, 05:03 PM	#13
NeroASERCH Join Date Jul 2006 Posts 5,147 Senior Member	well it seems like I dont get approved for any credit cards or they dont seem to want to raise my limit. I tryed applying 2x for amex, once like 3 months ago and again today. Both times I got declined. I have a rewardzone master card from hsbc and a discover card, one has a $500 limit and the other a $400 limit, I called in the other day to try and get the limit raised for some holiday shopping, and get declined...I dont get it. I pay off my cards in full every month, have had them for about 7 months, and also its not like I'm in debt, I have a considerable amount of money in savings/investments....wtf ??? could it be my age ? I'm 18 ? a couple people I've talked to say thats it...but I dunno...I'm getting pissed... hey! Where in rockville do you live? I'm at the kentlands in Gaithersburg! It's because you havent had your cards long enough and your 18. They start to "get" you credit cards around 20/21. I'm 23 now and I've had debt with my bank of america credit card for 2 years but I'm 600 dollars away from paying it off! So excited I never had a late payment.. I used to burn my money really fast just going out with friends to the clubs/bars. Oh since I've been with bank of america they started me at 7,500 credit limit.. im at 25,000 now. I don't understand why. after I pay it off i'm going to cancell it ..... I just want a credit card with a 550-750 limit. I only need a credit card for emergency. I've learned my lesson and thank god I have not damaged my credit.
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