Jesus Christ Telos, I fail to see how this is even practical in a situation for a average layman. Can you create a scenario where this would be relevant. We all know your smart, (and smarter then me) which is why I question why you have such a hard time understanding anything I post. This kind of intellectual prowess gives you a false sense of Genius, or understanding because the Human factor can not be gauged with any amount of accuracy. People are always changing, wants, needs, etc.. conditions change the whole equation. Which is why group thinking is popular, but has never worked. blah blah blah... I get it, you know your shit, being ex-military. But my guess is 7.225, or D.