[Dominick Yo]

Resourceful as your post is, it does not answer my question

Well I just tried to put things in context. In terms of answering your question, there are more knowledgeable brothers and sisters in here, so I'm not attempting anything. Given the fact that I also took out loan to finance my uni fees and I am currently paying it back with interest... May Allah forgive me for my ignorance... I don't wanna rot in hell