I agree with you. It can be done.One can find a way to study whilst protecting oneself from an interest based study. From my personal experience; The idea of going to university never really appealed to me but half of my family insisted and the other half denied. I was torn between going and not going. This 'taking interest loan' was one of the reasons I was reluctant to got , alongside with the free mixing etc. The day came to enroll and sign for the course I was accepted for. I delayed it, knowing I had one month time limit to sign up. The final week to enroll came and my parent insisted I go and ended up driving me there. It was horrible for me. Having spent 8 years in all girl schools, being in a mixed environment for me was toxic. To top it all off, discussing the fees, how they are going to be paid and the great costs etc put a huge weight on my chest. I didn't want to be indebted to the government for all my life. And most of all, I didn't want to be at war with Allah and his messenger I got home and showed my stubborn streak and refused to ever go back. I researched and came to a compromise that i would study at home, teaching myself with the Open university for a much cheaper costing loan-less, safer and halal education, . , I have completed 2.5 years and have about one year left. At the same time, I am comfortably able to teach, study and review about islam and serve my parents. I humbly relate this to explain that it is possible. Like the proverb states: "Where there's a will, there's a way" Just to state further, one of my teachers use to say, "I have nothing against further secular education, in fact I encourage it, but the path one takes and the means could be corrupt, morally wrong and impure. So take care of the route you chose"