But 9,000 fees is from next year. If you are eligible for the Student Maintenance Grant (which alot of students are) use that to pay for your fees (and the additional grant you will get from the uni - which has to add up with SMG to the total fee you have to pay). Work part time/weekends to pay for additional costs. Many students (especially overseas students) manage to do this without taking out a loan. You need to plan your finances well and be stingy (or prudent), but it can work.