Maybe it depends what course one is studying. For my course, I am paying much less than what one would pay if going to an actual university and i am not getting any financial aid from the university. When studying with the open university, one does not have to pay for the whole year but one pays for each module. You do not have pay for another module until you have not registered for it. Therefore, i think it is more manageable to pay for. Of course, I am aware of the change about to come. (worried)