[Adeniinteme]

This has made me recall an anecdote . While I was in the UK , one south Asian told me that in one community , they have a saying like this " Its OK to buy the first house with the interest based loan from the bank. But , the second house is not allowed as it is not necessity !!"

You see , there are many definitions of "necessity " !! May be , you should rent a scholar who will fine tune the definition of "necessity " which is most suitable for you !!!!!!!

Then make a Faustian bargain

Its so easy to jump into the abyss of hell !

i agree. It opens up dangerous doors. Which is why a clear definition of each madhab is required for necessity plus a decent discussion on the whole issue, dont tale depriving a whole generation of muslim youth from an education lightly, i agree riba is not a small issue but neither is making hardships on people to this level where it affects their whole life so a proper discussion with shariah principles is required inshallah