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**iceleliewBync** · 03-10-2012, 12:56 AM

What's the advantage of him being a first time buyer in mortgage terms?

I have no idea. I just threw that in as a query. Where does he stand on the mortgage ladder though? Is he re-mortgaging?

--- Post Update ---

Are there any peer to peer lending schemes in Europe? I've been putting money into Lending Club here in the US which is effectively direct lending in small diluted risk units called notes.

My net ammualized returns since I started this are 13.9%. Pretty good for what's moderately low risk.

I don't know of any, but currently these two are giving me a major boner:

http://www.kiva.org/
http://www.lendwithcare.org/

However, it probably won't excite you as there are no real returns to be made, but the philanthropic nature of it excites me.

03-10-2012, 12:56 AM	#6
iceleliewBync Join Date Nov 2005 Posts 605 Senior Member	What's the advantage of him being a first time buyer in mortgage terms? I have no idea. I just threw that in as a query. Where does he stand on the mortgage ladder though? Is he re-mortgaging? --- Post Update --- Are there any peer to peer lending schemes in Europe? I've been putting money into Lending Club here in the US which is effectively direct lending in small diluted risk units called notes. My net ammualized returns since I started this are 13.9%. Pretty good for what's moderately low risk. I don't know of any, but currently these two are giving me a major boner: http://www.kiva.org/ http://www.lendwithcare.org/ However, it probably won't excite you as there are no real returns to be made, but the philanthropic nature of it excites me.
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