I am concerned that you are trying to have everything all at once, full time job (and the fun tickets that go with it) full time school and kendo plus whatever else you have on the stove. The race does not always go to the swiftest, the smartest, the best looking etc. All in all you will find that it is persistance that pays of in the end, which can be a long, long time from now. If your goals are unreasonable it assures failure. Take it a little bit at a time and don't forget to enjoy life. It is possible for one person to eat an entire elephant. Just not in one meal.