DiscussWorldIssues - Socio-Economic Religion and Political Uncensored Debate - View Single Post - Calling internet sleuths and investment guru's...

**Mmzmptvk** · 06-20-2012, 03:48 AM

OK - so I had a meeting this week with AES international - a finance / investment company specialising in expat finance (I'm a Brit living in The Netherlands).

http://www.aesfinance.com/

We've gone through the risk profiling, now waiting for the results - then we will start to talk specifics of investments; both in terms of accepable risk as well as currency (inside / outside of the EURO).

So far I have to say I've been very impressed with both their sales-patter and their attention to detail / straight talking. I don't have anything at the moment that is making me doubtful about them.

Based on the last meeting, our expected risk profile is judged to be medium-risk, which in their experience apparently equates to investments giving an average return of 8-10%. The initially suggested investment profile is a 24 year plan with monthly investments, with a committment to 23 months at 1,125 euro per month. After the intial 23 months the monthly invested amount can be varied (or stopped) without issue.
The chosen investment portfolio can also be adjusted as frequently as necessary, with in principle four meetings per year with AES to review.
We've been advised that spreading investments in monthly amounts is preferrable to lump sum investing, as you spread both your risk and benefit from any intermediate rate changes. A monthly investment of 1125 euro ensures an automatic monthly return of 55 euro just from the scheme vehicle itself, before factoring in the return on the actual investments. So essentially at this level of investment the scheme pays for itself each month, and gives you a small return irrespective of investment performance. The investments themselves would be offshore, with no tax payable on the returns (a much better option than keeping the money in Dutch banks, where I pay income tax on the interest generated... all 2% of it

)

If anyone is able to use their l33t interweb skillz (is that what the kids call it these days?) to find out more about this company I would be highly appreciative. Further more, if anyone has investments themselves and wants to offer up any pearls of wisdom, feel free.

I can offer a Steam Guest Pass: Red Orchestra 2: Heroes of Stalingrad to whomever I consider gives me the most useful information - on in the case of this place the least condescending and sarcastic information

(don't judge, its the only giftable item I have!)

06-20-2012, 03:48 AM	#1
Mmzmptvk Join Date Oct 2005 Posts 372 Senior Member	Calling internet sleuths and investment guru's... OK - so I had a meeting this week with AES international - a finance / investment company specialising in expat finance (I'm a Brit living in The Netherlands). http://www.aesfinance.com/ We've gone through the risk profiling, now waiting for the results - then we will start to talk specifics of investments; both in terms of accepable risk as well as currency (inside / outside of the EURO). So far I have to say I've been very impressed with both their sales-patter and their attention to detail / straight talking. I don't have anything at the moment that is making me doubtful about them. Based on the last meeting, our expected risk profile is judged to be medium-risk, which in their experience apparently equates to investments giving an average return of 8-10%. The initially suggested investment profile is a 24 year plan with monthly investments, with a committment to 23 months at 1,125 euro per month. After the intial 23 months the monthly invested amount can be varied (or stopped) without issue. The chosen investment portfolio can also be adjusted as frequently as necessary, with in principle four meetings per year with AES to review. We've been advised that spreading investments in monthly amounts is preferrable to lump sum investing, as you spread both your risk and benefit from any intermediate rate changes. A monthly investment of 1125 euro ensures an automatic monthly return of 55 euro just from the scheme vehicle itself, before factoring in the return on the actual investments. So essentially at this level of investment the scheme pays for itself each month, and gives you a small return irrespective of investment performance. The investments themselves would be offshore, with no tax payable on the returns (a much better option than keeping the money in Dutch banks, where I pay income tax on the interest generated... all 2% of it ) If anyone is able to use their l33t interweb skillz (is that what the kids call it these days?) to find out more about this company I would be highly appreciative. Further more, if anyone has investments themselves and wants to offer up any pearls of wisdom, feel free. I can offer a Steam Guest Pass: Red Orchestra 2: Heroes of Stalingrad to whomever I consider gives me the most useful information - on in the case of this place the least condescending and sarcastic information (don't judge, its the only giftable item I have!)
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