I never really see the purpose in them. We live in a world where you do not need to ever carry $10k in cash, and I am not a rapper, so I don't have $50k in jewelry I need to store. At most i'd put a video camera/camera/laptop in there. Wallet is in my back pocket, I have my passport on me if I am in another country. If you have Jewel's, etc., put them in the main safe that does have insurance, not the one that says they are not responsible. --- Post Update ---