You can always ask. That's what I did. I sent a letter to a self made millionaire and asked how he became so rich. He sent a four page letter and a book called "COMMON SENSE" BY Art Williams. He also sent a check for $100.00 to open a savings account. The book was well used. The cover is loose and there are things highlighted and underlined. There are also notes written through out the book. He said the book was given to him. No, I'm not a millionaire. I just wanted to learn from those who had become financially independent.