I thought Karama is not determinism! Even a layperson have a choice and it can be found in the "present moment"!. In addtion, when you say "unpaid karmic debts" that requires the existance of an ominiscient being to keep a tally which is not the way i understand the law of Karma.
Well, i thought that the right path was the one mentioned in the fourth nobel truth!! is there any other path mentioned by the Buddha?
Do you agree/disagree? Do you think Arahanship is achievable by a layperson?