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**Juersdodfs** · 06-18-2008, 07:50 PM

Anyone who believes that is a lunatic No.

What if a hurricane picked up Bob's house and slammed it into Steve's house. Or what if the hurricane picked up Bob's tree and hurled it ten blocks into Jane's house. Or what if it was Bob's truck that demolished Steve's house, after some thieves had stolen it and parked it next to Steve's house, and a tornado then picked up the truck and slammed it into Steve's house. Steve's insurance pays (and Bob's pays for his house/truck). "Act of God" and all that.

In the example in the OP, you had the convergence of an "act of God" (the siezure) and an intentional act (cutting down a tree) that carries with it some inherent risk of accident. Your hurricane/tornado analogies don't fit.

-Arrian

06-18-2008, 07:50 PM	#12
Juersdodfs Join Date Oct 2005 Posts 466 Senior Member	Anyone who believes that is a lunatic No. What if a hurricane picked up Bob's house and slammed it into Steve's house. Or what if the hurricane picked up Bob's tree and hurled it ten blocks into Jane's house. Or what if it was Bob's truck that demolished Steve's house, after some thieves had stolen it and parked it next to Steve's house, and a tornado then picked up the truck and slammed it into Steve's house. Steve's insurance pays (and Bob's pays for his house/truck). "Act of God" and all that. In the example in the OP, you had the convergence of an "act of God" (the siezure) and an intentional act (cutting down a tree) that carries with it some inherent risk of accident. Your hurricane/tornado analogies don't fit. -Arrian
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