=) Paul_au, when you mean by good travel insurance. Does this cover for law suit?
Well if your travel insurance didn't have unlimited cover for such an event you could be risking every thing you own, I would have a close look at your cover.
Wondering if anyone knows the logistics of hotels in Bangkok such that if a wardrobe accidentally got part of its wooden door damaged i.e. smashed in, and the damage was not discovered / owned up during check-out, who usually pays for the damage? The hotel or the cleaner on duty?