[TouccuraLar]

Hi I was wondering if anyone could tell me if it would be a good idea to use my credit cards rental insurance coverage when I rent a car, or buy the rental cars insurance coverage?
I had read some ones post about getting a special insurance because if you got in an accident they could take you to jail, but if you had that insurance they would put you in a hotel until they decided the outcome. unfortunately I cant find that same posting again.
I was in the DR in Feb, didn't get any insurance, then realized how crazy the roads can be. Lucky nothing happened.
I'm going to be back in the DR a few days from now, and just want to make sure I cover my bases this time.
thanks ahead for any info.