I'm having urges...
 

To buy new shit already. I have horrible spending habbits and paid off my credit cards with my tax return. Now I'm debt free, but I can't stop thinking about all this new stuff I want. I bought so much shit last year, I can't do the same this year. HELP ME STAY FOCUSED!! http://www.discussworldissues.com/fo...on_mrgreen.gif

Last Years BIG Purchases:

2004 Dodge Neon SRT-4 + every bolt on in my signature, window tint, etc.
2006 Suzuki SV650 + new fairings, cowlings, lights, tail section, jacket, helmet, gloves
Onkyo HT-SP908 7.1 Surround Sound + speaker stands, wall wiring, mounts, etc.
Panasonic HDD Camcorder + accessories
Samsung 42 inch 1080p + glass stand
Westinghouse 32 inch 1080i + wall mount
Outside Deck\Concrete Patio
2 Trek Mountain Bikes
Sony Playstation 3 + games, blu-rays
Nintendo Wii + games, accessories
R\C Team Losi XXX-T + countless accessories
R\C Team Associated T4 + countless accessories

dude if i started to spend like that im pretty sure my card company would lock my account.

here is what i have done to stop my spending issues... CUT THE CARDS!

hahahah...

If i bought even half of that stuff in a years worth of time, i would be SO screwed..

On the other hand, i have been playing theoretics in my head, trying to "afford" a new challenger LOL

I'm thinking about freezing my credit card in a block of ice. My wife saw it on that movie Shopoholic or whatever it's called. Because I still do need one credit card incase of emergency, specially with a new baby. But I wouldn't need access to it in my wallet at all times.

One of the benefits of getting older, you tend to make more money. http://www.discussworldissues.com/fo...on_mrgreen.gif

Everything is paid off except for my car. 8)

One of the benefits of getting older, you tend to make more money. http://www.discussworldissues.com/fo...on_mrgreen.gif

Everything is paid off except for my car. 8) bwah hahah i cant wait to start making around a grand a week. http://www.discussworldissues.com/fo.../icon_evil.gif http://www.discussworldissues.com/fo.../icon_evil.gif http://www.discussworldissues.com/fo.../icon_evil.gif
My internship is auto-enrolling me in a 401k... Neven thought i would see that day where i would start putting away for retirement...

[quote=The_Greg] One of the benefits of getting older, you tend to make more money. http://www.discussworldissues.com/fo...on_mrgreen.gif

Everything is paid off except for my car. 8) bwah hahah i cant wait to start making around a grand a week. http://www.discussworldissues.com/fo.../icon_evil.gif http://www.discussworldissues.com/fo.../icon_evil.gif http://www.discussworldissues.com/fo.../icon_evil.gif
My internship is auto-enrolling me in a 401k... Neven thought i would see that day where i would start putting away for retirement...[/quote:3k3h9xav]

401K at your age is awesome Greg! Even if you're only matching a low percentage (2-3%) it's free money from your employer and who could ever say no to that. I started 401K when I was 20 years old. However I made some dumb moves by pulling it out to pay for college bills a few years later. I built it up again and recently rolled over from my previous employer. Now I watch it every day for changes. http://www.discussworldissues.com/fo...on_mrgreen.gif

if you need to buy it, buy it. your a young guy and can always make more cash. spend it now because you cant spend it when your dead. just dont be dumb.

corey, do you ever ride your trek at the kettle moraine mountain bike trails?

How can you say "401K" and put a smiley after it these days?


Mine has dropped about 30K in the last year alone...and I've invested
in the 'safe' stuff! LOL


Remember... money WON'T buy you happiness
but it's a lot easier to cry in an SRT than in a Yugo http://www.wisrts.com/forums/images/smilies/smile.png

yeah, my internship will kick in 3%. pretty sweet. At least a couple extra hundred bucks a year!

And yes, money =/ happiness. It does, however, help kill boredom.

ive had my 401k since 20 as well(only 22 now) but starting early is a great idea! First couple months i had my car i made the mistake of using credit cards for some parts and I quickly learned not to do that, i paid them all off and pay for everything in cash now, it's much easier that way, i've got credit cards but all but one have a 0 balance, working on paying off the last one right now, soon to have only a car payment, insurance, and 100 a month for my iphone:D then i'll pay the neon off and buy a new DD, if i get the car i want i feel it may possibly the most badass DD EVAR! haha

[quote=The_Greg] One of the benefits of getting older, you tend to make more money. http://www.discussworldissues.com/fo...on_mrgreen.gif

Everything is paid off except for my car. 8) bwah hahah i cant wait to start making around a grand a week. http://www.discussworldissues.com/fo.../icon_evil.gif http://www.discussworldissues.com/fo.../icon_evil.gif http://www.discussworldissues.com/fo.../icon_evil.gif
My internship is auto-enrolling me in a 401k... Neven thought i would see that day where i would start putting away for retirement...[/quote:147lp128]

making a grand a week is not fun with 30+% goes back to uncle sam! tax returns are bigger though

I sure do, we ride the Bug line in the summer. I have hybrid tires on my moutain bike, clip-ins, so we do ~10-15 miles on any given night during the summer. This summer will be different since the wife' is prego.

There is a sweet trail that starts right by Willow Run near my house that goes to downtown Delafield. I haven't done the entire thing yet, but that is fun in the summer too. Goes right by Pewaukee Lake.

Boy I feel like I'm slow when I have a $5,000 or less credit card bill to pay each month luckly it's taken out of the bank each month so no interest sucky part 90% isn't for me but cool part is the cash is. (Computer repair business)
Lucked out on taxes again even didn't have to pay in didn't get squat back which is the best thing for a business. The sales tax was a killer but thats suppose to mean I did well :D
401k has been better then I thought even though it hasn't been making any either it's still with my old employer for 4 years now.
I'm trying to be tight so another car can be in the driveway but having too much fun redoing two rooms in the house. O'well both will be done in time :D
Bought a nice moutain bike which is a 24" Mongoose http://www.discussworldissues.com/fo...s/icon_lol.gif 21 speed with twist shifting dual suspension 6 years ago lucky if I put 4 miles on it. Gotta get some use out of it this year

i don't owe on anything; and i've had a 401k since 19-20. I've been putting into it for a while, my company is cool, usually matching up to around 8% + some other contributions they put in on our behalf.

I don't make a ton (not a g a week but not bad for my age). Hopefully after reviews this year I might be in shape to buy a house next year.

Kudos to you man! I'm working on the debt free thing then I'm buying a Jew de
And have that as my only bill

ya my girlfriend is a jew, so i don't need to buy one.

and she works for a bank...go figure.

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