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#1 |
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I'm curious to see how it stacks up against our NHS (at best, an over-stretched service).
Looking at my wage slips I currently pay £363 a month in compulsory contributions to the National Health Service which would cover all hospital expenses and gets me subsidised medication if required. So, what does £363 (about USD$600) get you a month over there? I should mention that in the UK, if you want to have private dental and private health you have to pay for these on top of the compulsory contributions. |
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#2 |
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#5 |
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What's these compulsory contributions you're talking about, if it's not private care? You know that ****ing massive chunk of your wage that goes to the National Insurance Contributions? Well that pays for the National Health Service (and technically gets you a pension that will be worth very little when I retire). |
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#8 |
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Well excuse me but I thought it wasn't about the NHS. More about state pension and unemployemnt due to sickness, pregnancey or bone-idleness. Which, to be honest, is technically paid through our income tax, but the NIC is a nice comparison for me, |
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#13 |
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I'm curious to see how it stacks up against our NHS (at best, an over-stretched service). |
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#14 |
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Well, I pay $45 every two weeks for health and dental coverage though the company I work for. It's a regional health system, so I only pay co pays for things. Regular doctors visits $15, specialists $25, and ER $75... everything beyond that is covered 100% as long as I stay within the list of providers (mostly within the system). I don't think I've ever paid more than $1 for prescription meds as well. I'm not sure what the overall value is, but I pay roughly $90 a month vs. $600.
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#15 |
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288$/mo gets me AND my wife: Aetna Health Insurance Provider
Medical- Choice PPO- I can pick my doctors and pay 50$ copay for doctors visits and such, with a $200 emergency room fee. Other than than most situations are covered, there are obviously some exceptions. Dental- Have a set "dental network"- Kind of locked into one network of dentists, but my dentist work is covered 100% as long as I stay with that dental network. No copays, procudures like perodontal/crowns etc are covered. Vision- Pays 100% for yearly vision exam and up to 100$ for glasses/lenses, anything over that is out of pocket( not sure about contacts/lasik etc, I wear glasses.) FSA- Have a debit card that has $2000 on it for the whole year(paid monthly, but get full amount available on card at begining of year,) to pay for copays, perscriptions etc. Perscriptions- Get discounted perscriptions as long as I got to CVS Pharmarcy, If i go to another Rx then I pay full price. Not bad IMO, for two people we are pretty much covered for whatever might happen and anything spent out of pocket goes on the FSA Debit card so no "medical surprises" on the financial front. All for $144/person a month. For me and my wife the medical system is working perfectly and have no complaints at all ![]() |
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