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Old 02-13-2010, 08:06 AM   #1
Stetbrate

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I know hindsight is a great thing.

But I keep a disposable camera with 24 exposures in the cars glove box.
Anyone crashes into me, I take photos there and then of the damage and where the glass, debris etc is, in relation to the road, and then get the film developed, scan the photos and send one copy to Their insurance and one to mine.

They will pay up everytime, if the fault lies with the other driver.

And if their THAT old then it usually does.

Had this happen twice, once in my car and once in my wife's.

Someone opened their door right into my wife's passenger side door and put a huge crease and dent into it, since the door was then "locked" into position, in the creased metal, they then forced the door back to close it and left sh*t loads of her paintwork on the side of their door.

Then they f*cked off into the local supermarket, without telling anyone, we saw the damage after getting back from shopping.

Since no one was around, I photographed position of both the cars, theirs was parked at an angle, Photographed all the damage and what was obvious signs of her red paintwork on the side of their SUV's yellow door, then I phoned the cops and told them someone had had an accident with my wife's car and left the area.

They turned up about 10 minutes later, just as the SUV owners returned,
They then reprimanded them for not asking who owned the car they'd damaged over the supermarket public address system, and/or leaving any details of their insurance company
under the windscreen wiper of my wife's car.
Then they ran a check from the reg plate, got their details and checked them, then wrote them out for us.

I sent an email and the photos to the insurance company and they paid up a week later, £1400, as the door was totally f*cked, they even busted the electric window workings inside the door.

Paid's to be prepared when sh*t like this happens. [thumbup]
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Old 02-13-2010, 08:14 AM   #2
jPNy2BP5

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I know hindsight is a great thing.

But I keep a disposable camera with 24 exposures in the cars glove box.
Anyone crashes into me, I take photos there and then of the damage and where the glass, debris etc is, in relation to the road, and then get the film developed, scan the photos and send one copy to Their insurance and one to mine.

They will pay up everytime, if the fault lies with the other driver.

And if their THAT old then it usually does.

Had this happen twice, once in my car and once in my wife's.

Someone opened their door right into my wife's passenger side door and put a huge crease and dent into it, since the door was then "locked" into position, in the creased metal, they then forced the door back to close it and left sh*t loads of her paintwork on the side of their door.

Then they f*cked off into the local supermarket, without telling anyone, we saw the damage after getting back from shopping.

Since no one was around, I photographed position of both the cars, theirs was parked at an angle, Photographed all the damage and what was obvious signs of her red paintwork on the side of their SUV's yellow door, then I phoned the cops and told them someone had had an accident with my wife's car and left the area.

They turned up about 10 minutes later, just as the SUV owners returned,
They then reprimanded them for not asking who owned the car they'd damaged over the supermarket public address system, and/or leaving any details of their insurance company
under the windscreen wiper of my wife's car.
Then they ran a check from the reg plate, got their details and checked them, then wrote them out for us.

I sent an email and the photos to the insurance company and they paid up a week later, £1400, as the door was totally f*cked, they even busted the electric window workings inside the door.

Paid's to be prepared when sh*t like this happens. [thumbup]
5 meg camera phone ere
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Old 02-13-2010, 08:17 AM   #3
Stetbrate

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5 meg camera phone ere
Disposable camera doesn't need charging.
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Old 02-13-2010, 08:21 AM   #4
jPNy2BP5

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Then they ran a check from the reg plate, got their details and checked them, then wrote them out for us. under the data protection act and police code of practice they are not allowed to give members of public other motorists details as its a civil matter and not a criminal one unless alcohol/drugs or criminal intent are evident.

and even then they wouldn't be likely to hand over details because of possible revenge attacks on "innocent until proven guilty" members of the public they have a duty of care to serve and protect.
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Old 02-13-2010, 08:22 AM   #5
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Disposable camera doesn't need charging.
er unless your a complete cocknose and dont keep your phone charged up this isnt an issue
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Old 02-13-2010, 09:09 AM   #6
Stetbrate

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under the data protection act and police code of practice they are not allowed to give members of public other motorists details as its a civil matter and not a criminal one unless alcohol/drugs or criminal intent are evident.

and even then they wouldn't be likely to hand over details because of possible revenge attacks on "innocent until proven guilty" members of the public they have a duty of care to serve and protect.
Leaving the scene of an accident and not reporting it is a crime, whether injury is involved or not.
An accident can be criminal damage to property or person.

So sadly your wrong, in this instance.

http://www.trafficaccidentadvice.co....y-details.html

As far as we were concerned, they had left the scene of the accident, left no details and they had not reported it to the Police either, because the Police checked.
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Old 02-13-2010, 09:22 AM   #7
jPNy2BP5

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Leaving the scene of an accident and not reporting it is a crime, whether injury is involved or not.
An accident can be criminal damage to property or person.

So sadly your wrong, in this instance.

http://www.trafficaccidentadvice.co....y-details.html

As far as we were concerned, they had left the scene of the accident, left no details and they had not reported it to the Police either, because the Police checked.
you are to submit the "evidence" to the police who will take further action if not contacted by the other party within 24hrs.

the ole bill wont get on the walky talky and hand over information willy nilly matey

oh I know I'll Kick the **** out of my car door tomorrow and pull up next to another less than sensibly car in a car park take a few pics to make it look like it caused the damage record the number plate wait for the fooker to piss off then get on the blower to the old bill and get them to hand over the details of the other parties insurence and then go on my merry way and make a fraudulent claim,

hmm

Im not disputing what your saying but the police will have to investigate your claim first and speak to the other involved party before divulging info.
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Old 02-13-2010, 11:00 AM   #8
Stetbrate

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Ahh! But it would have been different if they had indeed f*cked off, as the data protection act would then have definitely been called into play, But the cops turned up exactly the right moment, the people came out to their car as I was giving the copper my details and showing him the damage.

With the paint on their car door, there was no way they could say it was not them and my wife's car door was so obviously creased and dented it was obvious that they had caused the damage.

The Police, actually asked the guy driving the SUV if he'd taken drink or drugs, then ran a check on his details to check for insurance etc and if he was insured, so between what was said by the cop and the guy I got the info needed to pass my details of the incident and the photos to the insurance companies and get the guys details too.

It wasn't like the guy wasn't there while the cop gave me the info, he was, but the cop took it on his own initiative to read me out the guys details to my face, in front of this guy from the SUV and I just wrote it all down.

I guess I could have just asked for this guys details myself, in front of the cop, but the cop just read them out to me anyway.

I had the whole conversation recorded on my k800i, anyway, as I had the recorder function on a shortcut and just needed to push the thumb stick up and it would record instantly.

So even if the guy or cop had refused to give me the details, I would have still been able to get them off the phone.
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Old 02-13-2010, 10:14 PM   #9
SergZHy67

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well my insurance are going to sort it.
im fully comp and have protected no claims and as long as i use one of their repairers they will waive the excess, no matter where liability is [thumbup]

happy with that
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Old 02-13-2010, 10:37 PM   #10
rowneigerie

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oh I know I'll Kick the **** out of my car door tomorrow and pull up next to another less than sensibly car in a car park take a few pics to make it look like it caused the damage record the number plate wait for the fooker to piss off then get on the blower to the old bill and get them to hand over the details of the other parties insurence and then go on my merry way and make a fraudulent claim,
You'd be surprised how little info you actually need to make a fraudulent claim, I used to work in corporate motor insurance and we used to get dodgy ones in all the time (from others, not our own insured - as they were often big plant lorries, council roadworks vehicles, HGV's and such.... boy do they make a mess when they hit things!)

You don't need the police to give you other peoples insurance details, just a registration number and your own insurance company will straight away be able to find everything - make, model, colour of car, name, address, DOB and often phone number of the person insured on it and any named drivers, along with all the policy numbers and contact numbers of their insurance company.... It's quite an astonishing database once you can roam around it.... all claims (especially personal injury) are linked between all insurance companies as well to find patterns with names and locations. Very interesting area - shame the pay was rubbish.
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Old 02-14-2010, 12:17 AM   #11
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er unless your a complete cocknose and dont keep your phone charged up this isnt an issue
Hahahahaha That's funny.
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Old 12-03-2010, 04:12 AM   #12
SergZHy67

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Default aarrgghhh OAP drivers
some dam old fool backed out of his parking place and dragged the front of his car down my rear arch today. my missus was driving it today. the old guy didnt get out the car he went to drive off.
when my missus stopped him he claimed it was her fault and she drove into him WTF.
the guys wife first apologised and said he's been very ill, then stood there and said well its your word against ours. managed to get there details but the guy just drove off.

managed to get his address online and went round there and can clearly see the damage on his car. and everything points to exactly the way my missus says it happened.

will see what the insurance company say i suppose.
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Old 12-03-2010, 04:31 AM   #13
jPNy2BP5

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OH MATE..... I have problems with foreign lorry Drivers my car was almost cut in half today on a slip road...

why is it that people in general stay in that lane and when they see you attempting to merge the accelerate.....

absolutely shocking...

first time driving Ive genuinely been afraid for my safety [no]
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