[PheliarearY]

getting a new car this year, was talking to my parents about the loan for it as they have one for their car so asked their advice and stuff

they said they would lend me the money to buy the car, now all i need to do is find the right one[thumbup][thumbup]

[defenderfors]

getting a new car this year, was talking to my parents about the loan for it as they have one for their car so asked their advice and stuff

they said they would lend me the money to buy the car, now all i need to do is find the right one[thumbup][thumbup]

You'd be better off trying to get the loan yourself.

They'll never let you forget about how they loaned you the money.

[picinaRefadia]

You'd be better off trying to get the loan yourself.

They'll never let you forget about how they loaned you the money.

Then remind you that their lawn needs mowed, and that the garage needs cleaned out, and that you MUST come over this weekend... they are just dying to see you.

Let a bank handle it, the worst that can happen there... they sue you. I think that seems better.

[Freefspruptpx]

How nice of mummy and daddy to do that for you.

[PheliarearY]

to start with my parents are not well off by any stretch of the imagination, my dad had to quit work through illness had bowel cancer and my mother does not earn that much

the only reason they have the money is the sale of of grandma's house which my dad owned

and they have only agreed to lend me it, if i set a direct debit to automatically pay back the money each month which is fine by me as its still is cheaper than a bank loan

[vNQmO2BF]

You'd be better off trying to get the loan yourself.

They'll never let you forget about how they loaned you the money.

dude, not everyone has shitty parents...

no matter how hard **** is my parents (and damn near anyones who was raised wort a damn) would be there for me. in fact im currently looking for a new car my parents would love to help me buy. hell i tell them to stop spending money on me, but they wont :/
________
vapir air one vaporizer

[PheliarearY]

mine don't really spend money on me, they can't afford it

but they have the money and would rather see me pay them back via direct debit for a lower interest rate than the bank, then get a loan as they are not using the money and i do apprciate that

[Vomazoono]

I suggest you let them co-sign a loan with you. Since your starting out, you can hone your money management skills, plus build up your credit rating

[offemyJuccete]

How nice of mummy and daddy to do that for you.

Meeeeow

[yatrahnualenu]

So what car you thinking of getting?

[bingookenoo]

How nice of mummy and daddy to do that for you.

Someone is jealous


My "daddy" said he would loan me the money.

Not give.....LOAN.
I just work out how much i can pay him a month.


Chris's "mummy and daddy" have also said "LOAN".
It's called kindness.

Really....why have a dig?!

[PheliarearY]

seat ibiza mk4 tdi sport 2002-2004 model in black

130bhp
insurance group 7
0-60 in 9 sec
50+ mpg

plus can be chipped/remapped to 160hp quite easily[yes]

[PheliarearY]

hmm methinks we all saw this coming several miles off

mind i'm sure you'll enjoy driving your nice new shiny car

lol, am i that obvious

gotta find one locally yet, ideal one in leeds exactly what i am looking for but i will get moaned at due to the distance of it

[yatrahnualenu]

Like you need to ask that, its gonna be a Seat of course

I would imagine a step up from his current Ibiza to a more powerful one or a cupra

Well I have to admit, I did suspect it would be another Seat.

Anyway, I hope you find the one you want locally.

[chinesemedicine]

seat ibiza mk4 tdi sport 2002-2004 model in black

130bhp
insurance group 7
0-60 in 9 sec
50+ mpg

plus can be chipped/remapped to 160hp quite easily[yes]

its a good car not doubt about it. would be a good choice. but dont forget....

160bhp
insurance group 7 + 30% higher insurance
0-60 in 8 sec
40 mpg

of course im just guessing lol. would be rapid though!

[AlabamaBoyz]

Well I have to admit, I did suspect it would be another Seat.

Anyway, I hope you find the one you want locally.

I saw it coming miles away. However they're still very good cars with the engineering put into them. [yes] I'd love either a VW, Audi or possibly a Seat myself.

I guess the only problem you have with Seat's is that they're not as common as VW's or Audi's which will make it more difficult to find the good example you're after, but at least they're more different compared to other common cars - something I like. It's amazing how much car you actually get for your money too, and they tend to be bargains at second hand.

[Sydneyfonzi]

I agree with everyone else. The only thing worse than being indebt to a bank is being in debt to a relative/friend/loved one. When they need you to do something they can just lay a guilt trip on you. So in essence not only do you have to pay the money back but you have to become a personal slave to guilt for however long it takes you to pay it back. I would rather just fork over the 5-6% interest. That, and having a loan from a bank that you are paying on time is a great way to build credit which you'll need if you want to buy a house or other cars in the future.

[PheliarearY]

I saw it coming miles away. However they're still very good cars with the engineering put into them. [yes] I'd love either a VW, Audi or possibly a Seat myself.

I guess the only problem you have with Seat's is that they're not as common as VW's or Audi's which will make it more difficult to find the good example you're after, but at least they're more different compared to other common cars - something I like. It's amazing how much car you actually get for your money too, and they tend to be bargains at second hand.

yep plus they are not as common as other cars as well which is good, but as you say the downside is finding a good example

seen a 53 plate one in leeds for 7k, so will mention it at home as with a local seat garage the warrenty should transfer which i think is what my parents are bothered about

[Friend_Joe]

Whats with all this loan talk? I would rather get it from family then a bank. Much lower interest if any, and you cant ruin your credit. Plus with family, they can be much more flexible then a bank can EVER be. Plus a bank always finds ways to nickel and dime your sorry a$$.

I borrow money from my parents whenever I need it. Its never large amounts, but when I dont have the cash, I ask my mom. But I at least know that I can pay her back. She never holds anything against me. I actually surprise the hell out of her when I do pay her back. My sister has been in debt with my mom for various things for like 5 years now and my mom doesn't do any of the **** that you guys are talking about.

Plus you cant use a loan against people as long as they pay up. "What about that loan I gave you?" then in reply "I am paying you back regularly arnt I? So stfu!!!" Now if you are neglect to pay, I can see why they would hold it over your head.



Though for me personally, for some reason I have been eying the Buick Regal GS Supercharged myself. Cheap to find for a fairly new and low mileage vehicle. One of the most reliable motors around that is supercharged. A good looking grannies car that is cumfy as hell that just so happens to go 0 to 60 in 6.5 seconds.

First thing that I would do to one is hook up an intercooler, and get a boost controller. Really get the psi going through that motor to give me that extra juice!!


Though if you arnt looking for speed as much as economy, I would get a Golf TDI. Cant beat 45mpg, super flexible on the fuel used, and if you drop by restaurants getting used oil/grease you get your petrol for free!! Plus with a boost controller in one of these, I think that the stock turbo can take you from 90/100hp all the way up to 150hp while still giving you some 30mpg.

[Amomiamup]

Chris does the seat look like this ?
http://www.cartoday.com/content/funs...at_800x600.jpg

i got one just like that
1.9 tdi
bought end of last year
got 9300 kilometers on now
my first diesel car and its a very nice car
if not what does the one look like that u are after ?