[mnhloot]

In the event that you both wish to make use of the cottage on a single day what are the results? If some regularly doesn't surpass their part of the contract also how can you solve the problem? Last but most certainly not least, what goes on to your credit if he falls sick or loses his job and ergo can't make his 1 / 2 of the cost? Perhaps having you both pay right into a contingency fund (encase of disease, work drop, or simply plain failure to pay) to ensure that way you'd both have at the very least a couple of months of breathing space must anything severe occur.