[AmfitNom]

I went to my local banking branch to apply for a Business Line of Credit for a new business. It's an interesting scenario when a total stranger has access to your most intimate financial details, especially since I generally do not discuss this with anybody. Understandably it's an important part of any business foundation, but I'm wondering if any of you have had a similar feeling before.

[stoneeZef]

I went to my local banking branch to apply for a Business Line of Credit for a new business. It's an interesting scenario when a total stranger has access to your most intimate financial details, especially since I generally do not discuss this with anybody. Understandably it's an important part of any business foundation, but I'm wondering if any of you have had a similar feeling before.

In my exp, you just have to suck it up. Its not easy especially when you have been the victim of identity theft. I'm my opinion the most vulnerable I ever feel is when I have to open up my finances to another person in or to move forward. I would be worried if you didn't have such feelings, I would take that as a sign of being perhaps to trusting, or not taking the situation serious enough.

[Boripiomi]

Recent experience of this type when my g/f and I moved into a new flat and the landlord wanted 6 months previous bank statements from her because she hasn't worked for over 16 years as up until the year before last she was a stay at home mum for her 2 kids, But he didn't request anything from me when I said I'd done security for the last 20 years or so and the only thing going out of my own bank account is my car insurance, so maybe that's why.

She told me she felt a bit violated giving away information to the landlord that shows all her purchases and bills etc for the last 6 months, and this was even before we'd signed the tenancy agreement.

Then even though the rent is £90 a week for a ground floor flat and its a kitchen, breakfast bar shared with the lounge area, so the place is tiny, we tell him we have a Cat that is both house trained and well behaved, so he then asks for a bond of £550 in case the cat damages anything during the tenancy, even though in the year that we've had him, he has never scratched anything in 2 different properties, so then to get the bond we had to sell everything we had, except one bed as it was impossible to take the washer,drier,fridge etc to the new place in the car anyway, especially as I'd be the only one moving them into the car and out again.

So we got the £550 bond and then had to sign something that said if the cat scratches something we lose the bond, but I managed to write my own agreement that just stated that anything damaged would just be replaced or repaired on a "like for like" basis, managed to get the new landlord to sign this instead of his version, just fortunate he'd left his glasses at home so he couldn't read everything I'd put in it.

Back to the missus...

Not only that but I think he looked down on her because of her Tattoo's on her upper arms, looked down on both of us because we both have CFS/ME, Fibromyalgia and she has a ton of other things wrong with her, I think he thought we were trying to pull a "fast one" when I suggested we give him half the bond and then have the keys to the flat a day or two early so that we could move our boxed storage items in and then move in fully on the start date of the tenancy, we asked our previous landlord about this and got the keys a week early, so that was a huge help.

As it was the landlord refused and then said we could meet him at the flat at 12pm, but this stuffed us up as we had to move out the old place by 11am, luckily the old landlord trusted us to clear the old house and then post the keys through the letterbox, Also didn't help that the night before our move, my missus sustained a concussion when she knocked herself out in the kitchen (long story) and then cos the hospital told her not to shift anything heavy I had to make 12 trips with the car, across an 6 mile distance to the new flat, to shift all our stuff over to the new place.
/rant over.

[HawksBurnDown]

I went to my local banking branch to apply for a Business Line of Credit for a new business. It's an interesting scenario when a total stranger has access to your most intimate financial details, especially since I generally do not discuss this with anybody. Understandably it's an important part of any business foundation, but I'm wondering if any of you have had a similar feeling before.

As long you make them earn money they are your friend.

[cokLoolioli]

Working as a CSR for a cell phone company. You call in. I have at my disposal your name, your spouse's name, a password you gave us which is probably the same one you're using for the e-mail address on file. Your driver's license number and checking info if you've paid by check, some of your credit card details (probably the last 4), your address, your social security number, and a list of people you've made and received calls to/from. I have more than enough information on hand to completely steal your identity.

You have more to fear from the underpaid 18 year old making minimum wage than any hacker.

[PhilipBartew]

I went to my local banking branch to apply for a Business Line of Credit for a new business. It's an interesting scenario when a total stranger has access to your most intimate financial details, especially since I generally do not discuss this with anybody. Understandably it's an important part of any business foundation, but I'm wondering if any of you have had a similar feeling before.

What about Google and Facebook ?

[tomspoumn]

At this point, if you are careful, you can manage your paper identity. Having a credit-monitoring service is very worthwhile, at only $240/year or so.

Where people fail miserably is managing their online identity.

Anyone not using 2-factor authentication everywhere that's possible, not encrypting their portable electronics, and not using strong passwords is really putting themselves in danger.