[Peapeuddedbaw]

Seriously.

Not only do they hide critical clauses deep in their T&C in order to avoid paying out when you make a claim, but they actually swindle you on the quoting process.

Example 1: paid for £10'000 cover for valuables for years. 1 claim, and they settle it with £5500 based on the fact I was underinsured (common practice, so they claim - nowhere in the quoting process do they refer to the fact you HAVE to insure the full amount of your valuables or else they don't pay up).

Example 2: during the quoting process they ask you to list all valuables worth more than £1500. Once done, they show the sum of these items. When you get to the last (recap) page, that amount has mysteriously been cut by 15%!!!

I think that's despicable business practice.
You're paying these f*ckers to insure your stuff, you give them a freaking ton of info about you, your house, the size of your dick and the name of your dogs' mother and they still blatantly try to screw you.