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#1 |
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#2 |
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#3 |
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We have PetPlan for our chocolate lab (1 yr old). I work in insurance so I took my time picking out the insurance that would cover the most. PetPlan won it for me. They cover the cost of emergency or vet visit and not the "resonable / customary fees" as the other pet insurance companies do.
Unfortunately when our puppy was 5 months old we had to test the insurance as he was admitted to UPenn for 4 days. Within a week of submitting the paperwork we were issued a check for the amount due. The best is that the insurance is not loss rated so we will not get crushed when we renew next year. |
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#4 |
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Smart thinking SouthPhillyLady. If there was just one thing I could have done differently with my cat, it would have been to get insurance when he was young and healthy. He was so low maintenance I couldn't foresee any issues in the future, but when he was diagnosed with diabetes (making it too late to get him insured) around age 10 it was a big hit financially. Luckily I was able to keep up with it, but it would have been a lot easier if some of it was covered. Now when I think about getting another pet, I always figure in insurance to the cost break down.
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#5 |
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Instead of insurance, I went with Pet Assure. I am extremely happy with them, I saved tons of money already. The way it works is that you go to one of the vets in their network, and get 25% off every single bill. There is no hassle at all.
I heard things about insurance companies when I was doing research that I didn't like (denials, pre-existing condition exclusions, waiting periods etc.), so I decided to give Pet Assure a try. I'm glad I did! |
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#6 |
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i need to insure my two 3 yr old male cats. i have seen ads for VPI, Embrace, and something through PAWS (not sure the exact name). i have had to shell out 4k once before for a vet operation, and cannot handle that again. the Embrace catolog made them look pretty good, they pay 80% of all costs, according to the catolog.
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#8 |
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Any additional notes here? PetPlan is looking pretty good! |
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