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Old 02-06-2009, 12:47 AM   #1
Imampaictjg

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Oct 2005
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Default Warning: Fico Scores
I was asked today to pass this message on! I asking that many of you do the same in anyway you can!
Let's see, you say you were asked to pass this message on so the question that needs to be asked is Who asked you to pass this message on?

What is the source of the information contained in the message?

This sounds like an urban legend.
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Old 02-06-2009, 07:34 AM   #2
AssinHT

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I call B.S. I dislike people who spread false information...even if it's unintentional. Always check out a story before you go posting it all over the internets.
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Old 02-07-2009, 05:40 AM   #3
UncoonsKala

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Well I'll be a monkey's uncle....I stand corrected.

http://www.businessweek.com/ap/finan.../D966CK680.htm

Oh well it looks like Equifax will still let you see your FICO score. Personally I could care less either way. I'm very proud to say that I've never seen my FICO score, and was never really curious enough to purchase the option to view it. I get my one free credit report every year and review it....yup..still have lots of debt just like last year....bahhhhh....screw FICO and his so called score.
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Old 02-09-2009, 09:50 PM   #4
strmini

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Well I'll be a monkey's uncle....I stand corrected.

http://www.businessweek.com/ap/finan.../D966CK680.htm

Oh well it looks like Equifax will still let you see your FICO score. Personally I could care less either way. I'm very proud to say that I've never seen my FICO score, and was never really curious enough to purchase the option to view it. I get my one free credit report every year and review it....yup..still have lots of debt just like last year....bahhhhh....screw FICO and his so called score.
Most people only need to see their credit report and not their FICO score. The best way to monitor your credit reports is to ask for a free copy from a different company every 4 months. This way if something appears on your credit report you don't have to wait a year before getting your next free report before taking action to correct it. If you refinance a home, like I did last year, then the finance company will provide you a copy of your FICO scores. If you need to know your FICO score then you have two other companies from which you can buy your scores from. I've found that the three companies are usually within 15 points of each other so the loss of one company won't be a major disaster.
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Old 03-04-2009, 03:32 PM   #5
ricochettty

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Let's see, you say you were asked to pass this message on so the question that needs to be asked is Who asked you to pass this message on?

What is the source of the information contained in the message?

This sounds like an urban legend.
I agree...I can still purchase to see all three of my FICO scores through Experian to this date. I pay 5 bucks a month through USAA to monitor my credit report and see my Experian credit score and can refresh it as many times as I like during the month.

I think this is a business profit ploy by the company telling them to passit along. At 24 bucks a whack...and mass panic by those who believe the BS....it can be very profitable for them.
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