I am mostly schmuck-free, but I don't understand two of them: A difference in what? Gender makes a difference as to who can have babies. Age makes a difference as to who can consent to sex or sign up for the military, drink alcohol, use tobacco products. I am not sure how saying yes to that one would be schmucky. I simply don't understand this one. What does whether you think "What's love got to do with it?" or not, got to do with it?