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**Pypeassesty** · 06-22-2012, 11:30 PM

Get a liability umbrella policy and add the homeowners association as additionally insured. Then take the policy to the association and show them that you are willing to indemnify the association and carry adequate liability insurance to ensure they cannot be held liable. Will cost you about $300 per year and everybody can feel warm and fuzzy.

06-22-2012, 11:30 PM	#12
Pypeassesty Join Date Oct 2005 Posts 382 Senior Member	Get a liability umbrella policy and add the homeowners association as additionally insured. Then take the policy to the association and show them that you are willing to indemnify the association and carry adequate liability insurance to ensure they cannot be held liable. Will cost you about $300 per year and everybody can feel warm and fuzzy.
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