[Thigmaswams]

I don't feel bad either. The two homes I own are not speculative in nature, I intend on keeping them for a while, and neither are in areas where there has been a crazy rise in prices over the past decade like most of the areas on your chart. Sure some areas are declining, but frankly with what people were willing to pay for homes that wasn't totally unexpected. Feel sorry for those idiots that have no interest loans, or reverse mortgages, god what fool would ever do something like that. For the rest of us who didn't buy a house as a short term get investment the sky is not falling.