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Old 02-07-2006, 01:20 PM   #10
Mr Andrews

Join Date
Oct 2005
Posts
347
Senior Member
Default
Very few fatties heve genetic problems. If so and they can prove it, then they can stay.

Unfortuanytely, insurance companies are not too creative with the smokers rider policy. That's the crux of my issue stand here.
Then its time the insurance companies GET creative. Like I stated earlier, I have no problem paying a higher premium because I do smoke, but, here is one small issue I have. A few years ago my doc prescribed one of those stop smoking meds, the insurance would not pay for it and at the time I couldnt afford the script. Wouldnt it make sense to pay for the script with a decent chance I would stop smoking and wouldnt be making as many trips to the doc on average??

Btw, Only 1 trip to the doc last year and 1 this year, the one this year was a bug I caught from my wife LOL
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