[letittbe]

I'm in a weird situation I call The Unbearable Lightness of Being Me.

I owe: nothing. No credit card debt (finally paid off in 2007), no student loans (mine were paid off years ago, my wife's were paid off recently, my daughter has a loan-free student aid package), no mortgage, no car loans.

I own: nothing. No house, no car, no plan to acquire either until late 2010 at the earliest. My most valuable asset is either my laptop or my antique Ulysse Nardin wristwatch, I'm not sure which.

So the whole credit crunch is something I'm just reading about rather than experiencing. Right now all my my wife and I are doing is maxing out our retirement fund contributions while building a large cash position; when we get back from Afghanistan, we'll get the lay of the land and figure out what to do with the cash.