I know you believe that, but it's not actualy true. You also implied that he sent said pics someone who was underage, which is also not true.
So he's trying to "save" us by forcing us into default, which will (among other things) cause us to spend far more on our debt, long-term, because it will force our hinterest rates up? Does that make logical sense to you?
Now, stop trying to derail the discussion and let's get back to the matter at hand.