[DianaDrk]

Sawasdee khrub,

Life insurances in Thailand (for a Thai national) are very cheap, compared to the prices in my country Belgium).

For 250 Baht/year, A Thai national can have a life insurance which pays out 200,000 Baht on loss of life, dismemberment, loss of sight, permamanent disability, murder and assault, etc....

I have subsribed with my Bank a full life insurance for my family members, which covers also hospital costs (lots more expensive than 250 Baht) a few years ago.

Suppose that I take a second life insurance with for example the Thai Postal Services.

Will both insurances pay if a family member would have an accident covered by the life insurance?

In Belgium for instance, "multiple" insurances are allowed, but only 1 insurance company will pay indemnisation.

I would like to know what is written in the Thai Law about this matter.

TIA,

Nakreeyang