[SaamanthaSterlyng]

The saver penalty does not get enough media exposure. In simplest terms, the Fed has suppressed interest rates at the expense of savers in order to allow banks to grow their tenuous reserves, and to keep their mortgage balance sheets from collapsing under the weight of potential foreclosures. It's robbery.

Yet the Fed action gets painted as "stimulating growth", and "stabilizing the housing market". In fact, they are siphoning money from savers and handing it over to bankers.